Financing - Heritage Roofing Systems

See your monthly payment options before you decide.

Heritage has partnered with Hearth to give you fast access to personal loan options from multiple lenders. Check what you qualify for in about 60 seconds — with no impact to your credit.

Check Your Options

See what monthly payments you could qualify for —
in about a minute.

Answer a few quick questions
Basic info. No SSN required to see initial options.

See your personalized offers 
Compare rates, terms, and monthly payments from multiple lenders side by side.

Choose and apply 
Pick the option that works for your budget. If approved, funds can arrive in as soon as 24 hours.

Only ~60 seconds
Average time to see your options

How It Works

Simple. Transparent. No strings.

Heritage partnered with Hearth so you can explore payment options without the usual hassle. Hearth connects you directly to lending partners — Heritage never sees your financial information.

1. Fill out a short form

Basic information — no SSN needed for initial pre-qualification. Hearth performs a soft credit pull that won’t affect your score.

About 60 seconds

2. Compare your options

See personalized offers from up to 20 lending partners. Fixed rates, fixed terms, no prepayment penalties. You’ll also see the maximum amount you qualify for — helpful for planning upgrades.

Results appear instantly.

3. Apply and get funded

Choose the offer that fits. Finalize your application directly with the lender. Funds are deposited into your bank account — most within 1–5 business days.

As fast as 24 hours

Ballpark Your Payment

Get a rough idea first.

Slide to your estimated project cost and see what monthly payments might look like. Your actual rate depends on your credit profile — check Hearth for real numbers.

The Other Side of the Equation

What does waiting cost?

A roof leak or failing siding doesn’t pause because you haven’t decided. Small issues now become expensive emergencies later.

Typical costs of delayed exterior repairs

Water intrusion / structural damage.

$1,200 – $5,000

Mold assessment + remediation

$1,500 – $6,000

Energy loss (annual)

$600 – $1,800

Home value depreciation

3% – 5%

Potential exposure per year

$5,000 – $35,000+

Put it this way: a $250/month loan payment on a $15,000 project is predictable and planned. A $7,000 emergency mold remediation bill is neither. Financing lets you act now on your terms — not react later on the problem’s terms.

All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Funding can be as soon as 24 hours and takes 3–5 days on average. 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer. Partners can offer lending options from $1,000–$250,000 for terms from 2–12 years.

Hearth is a technology company, licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.

Questions about financing? Call Hearth at 512-607-5977 · support@gethearth.com

Heritage Roofing Systems

5.0

Based on 144 reviews

See all reviews Write a review

Excellent experience with Heritage when they replaced my shingle roof a couple weeks ago. Very efficient, quality work. They started just before 7am and were finished by 2:30pm same day.

Mary Coleman

07:35 28 Apr 26

Our new roof looks fantastic. This was a great work crew who did quick, excellent work. They showed up promptly and cleaned up well. Highly recommend.

Shara L

17:50 24 Apr 26

I recently had a metal roof installed on my home, and I couldn’t be happier with the results! From start to finish, the team was professional, punctual, and incredibly skilled. The quality of the workmanship is outstanding—my new roof looks amazing, and I know it will last for decades.What really impressed me was that they went above and beyond without being asked. They took care of several extra details such as cleaned my gutters, repaired the rear gutter In the back of my home, and replaced my windows screen netting which these weren’t part of the original agreement, just to make sure everything was perfect! It’s rare to find a company that puts that much pride into their work, and it didn’t go unnoticed.If you’re looking for a roofing company that delivers exceptional results and genuinely cares about their customers, this is the one. I highly recommend them!

Iesha

20:34 20 Apr 26

Fast, efficient and great quality job!

Dean Lerner

20:35 15 Apr 26

I needed new porch roofs and gutters. After requesting an estimate they immediately responded. Within a few days they came, measured and provided the estimate. In less than a week the crew arrived. Installation was FAST Great quality work and they left the property clean. I highly recommend this company.

holly bailey

13:25 01 Apr 26